Privacy Policy

Sports & Fitness Insurance Corporation ("SFIC," "we," "our," or "us") is committed to protecting the privacy of our clients, agents, and website visitors. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or do business with us.

Information We Collect

We may collect information about you in a variety of ways, including:

• Personal Data: Name, email address, phone number, mailing address, and other contact information you voluntarily provide when requesting a quote, submitting an application, or contacting us.
• Business Information: Business name, type of facility, number of members/clients, revenue, and other details necessary to provide insurance quotes and policies.
• Financial Information: Payment information necessary to process insurance premiums and claims.
• Website Usage Data: IP address, browser type, operating system, referring URLs, access times, and pages viewed, collected automatically through cookies and similar technologies.
• Uploaded Files: Documents you submit through our file upload portal, including applications, supplements, and supporting documentation.

How We Use Your Information

We use the information we collect to:

• Provide, maintain, and improve our insurance products and services
• Process applications, quotes, policy changes, renewals, and claims
• Communicate with you about your policy, account, or inquiries
• Comply with legal and regulatory requirements
• Detect and prevent fraud
• Improve our website and customer experience

Disclosure of Your Information

We may share your information with:

• Insurance Carriers and Underwriters: To process and service your insurance policies.
• Agents and Brokers: Your appointed agent or broker, as applicable to your policy.
• Service Providers: Third parties who perform services on our behalf, such as payment processing and claims administration.
• Legal Requirements: When required by law, regulation, or legal process.
• Business Transfers: In connection with any merger, sale, or transfer of company assets.

Data Security

We implement administrative, technical, and physical security measures to protect your personal information from unauthorized access, use, or disclosure. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

Cookies

Our website may use cookies and similar tracking technologies to enhance your browsing experience and analyze website traffic. You can set your browser to refuse all or some cookies, or to alert you when cookies are being sent. If you disable cookies, some parts of our website may not function properly.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. We encourage you to read the privacy policies of any third-party sites you visit.

Children's Privacy

Our website is not directed to children under 13 years of age, and we do not knowingly collect personal information from children under 13. If you believe we have collected information from a child under 13, please contact us so we can delete it.

Your Rights

Depending on your state of residence, you may have certain rights regarding your personal information, including the right to access, correct, or delete your data. To exercise any of these rights, please contact us using the information below.

Changes to This Policy

We may update this Privacy Policy from time to time. The updated version will be indicated by the "Last Updated" date at the top of this page. We encourage you to review this policy periodically.

California Privacy Rights

If you are a California resident, you may have additional rights under California law regarding your personal information. For more details, please see the California Privacy Policy.

Opt Out of Communications

If you wish to opt out of marketing communications from SFIC, please complete our Opt Out Form (PDF) and submit it to our office.

Contact Us

If you have questions or concerns about this Privacy Policy, please contact our Data Controller:

Applicable law: State of Mississippi, County of Madison, United States of America.