Health Clubs, Gyms & Fitness Centers

Multi-discipline studios, group exercise, 24-hour clubs, personal training, cycling, racquet clubs and more.

Insurance for Health Clubs, Gyms & Fitness Centers

For businesses operating as fitness studios. Several different types of fitness studios are eligible for this program — from small personal training studios to franchise operations and more.

Eligible Facility Types

  • Multi-discipline Studios
  • Group Exercise Studios
  • 24 Hour Clubs
  • Aerobics Studios
  • Personal Training Studios
  • Cycling Studios
  • Fitness Management Firms
  • Racquet Clubs and Tennis Centers

Acceptable Risks at Covered Facilities

  • Tumbling
  • Tanning Beds Associated with a Facility
  • Risks associated with use of Rebounders

Unacceptable Risks

  • Cheerleading
  • Use of Trampolines
  • Gymnastics (other than tumbling)

Please note that Curves franchises are covered under a separate program, as are Sports & Recreation Facilities.

View Coverage Descriptions and Limits Here

Request a Quote or Purchase Insurance

To request a quote or to purchase liability and property insurance for your facility, complete all application form(s) indicated below.

Paper Application

Complete the Health Club Application plus any Supplemental Policy Application Forms that apply to your facility, its operation or exposures.

Submit Your Application

Our underwriters will review your application and will be in touch as soon as possible. Please call us at (800) 844-0536 if you have questions.

Need Help with Your Application?

Our team is ready to assist you with any questions about coverage for your facility.